125 Charlotte Street
Future Homeownership. Built Specifically for This Neighborhood.
Who Qualifies for 125 Charlotte?
Households earning 60% of Monroe County’s Area Median Income (AMI).
Examples for 2026:
1-person household: = $44,400/year
2-person household: = $50,760/year
3-person household: = $57,120/year
4-person household: = $63,420/year
*Income limits are updated annually by HUD. These are approximate figures for illustration.
Affordable Homeownership in Rochester’s Most Walkable Neighborhood
True Homeownership
Fee-simple ownership: you own the land and the building. Build equity from day one.
This isn't charity. This isn't a subsidy that disappears. This is ownership—the kind that builds wealth, strengthens neighborhoods, and creates agency where policy once created barriers.
Income-Generating ADU (Accessory Dwelling Unit)
9 of 11 homes include a ground-floor accessory dwelling unit (ADU, 540 sq ft.). Rent it out for income, house family members, or use it as a home office.
Walk Score: 87
Steps from the Strong Museum, Eastman School of Music, the Little Theater, School #58 World of Inquiry, School of the Arts, East Avenue shops, downtown arts, and the Inner Loop Trail. Walk, bike, run, and explore Rochester with your feet as your guide.
Two Home Types, One Mission: Affordable Homeownership
Each townhome is thoughtfully designed with modern, energy-efficient features and flexible living spaces that adapt as your life evolves.
Type A: Townhome with ADU (Accessory Dwelling Unit)
2,085 total square feet
Main Residence: 1,545 square feet
2 bedrooms, 2.5 bathrooms
Open-concept kitchen and living space
Private outdoor space
Ground-Floor ADU: 540 square feet
1 bedroom, 1 bathroom
Separate entrance
Full kitchen and living area
9 Available
Type B: Townhome with Garage
1,545 total square feet
Main Residence: 1,545 square feet
2 bedrooms, 2.5 bathrooms
Open-concept kitchen and living space
Private outdoor space
Ground-Floor: Garage + Bedroom
1-car garage with storage
Ground-floor bedroom
Ideal for car owners
2 Available
All Homes Include:
Energy-efficient, all-electric design
Energy Star certified (minimum)
Modern finishes and appliances
In-unit washer/dryer hookups
Private outdoor space (yard or patio)
Off-street parking (consolidated lot, accessed from Pitkin Street)
What was Lost, and What We’re Restoring
This land tells a story of displacement and resilience.
In the 1950s, hundreds of homes stood where the Inner Loop sits today. Families were displaced, and a thriving neighborhood was divided by design. Frederick Law Olmsted’s Franklin Square was carved in half.
For decades, this site has been asphalt and vacant land. A wound in the neighborhood, not a gathering place.
125 Charlotte Street is about restoration, not just of greenspace, but of what matters most: community ownership and generational wealth.
Drag the slider to see how the Inner Loop transformed this neighborhood
Explore full historical maps →
What this Project Restores
Homeownership Where it was Removed
11 families building equity in a neighborhood where hundreds of families were displaced.
Not luxury condos, not speculative investment. Instead, owner-occupied homes for teachers, healthcare workers, artists–the people who make this great city thrive.
This is what was stolen in the 1950s, and this is what we’re building back.
What this Project Preserves
40% of the Site Remains Greenspace
What this means:
Individual yards and gardens for each townhome
Shared common areas managed by homeowners
New, publicly accessible pocket park along Pitkin Street
Preserved mature trees where possible
“For 70 years, this land has been empty. Not because it was greenspace, but because families were removed. We’re bringing families back."
This isn’t just greenspace OR housing, it’s healing. It’s acknowledging what was taken and building what should always have been here: neighbors with keys, deeds, and the power to build generational wealth in their own community.Frequently Asked Questions
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An Accessory Dwelling Unit (ADU) is a self-contained apartment (540 sq ft) with its own entrance, kitchen, and bathroom. You can rent it for income, house a family member, use it as a home office, or leave it unoccupied—it's your choice. PathStone provides landlord training for ADU owners who choose to rent out their units.
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Owner-occupied only. You must live in the home as your primary residence for at least 5 years. You can rent out the ADU (if your home has one), but the main residence must be your home.
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40% of the site will remain greenspace, including individual yards, shared common areas, and a new pocket park along Pitkin Street. Additionally, Anderson Park (larger than the current greenspace) is planned for 2 blocks north when the Inner Loop North is filled in.